This is my last week of my money diaries series! And while I must say this experience has been eye-opening for me, tracking every cent every single day can be tiresome. But it has made me more aware of where my money is going.
8:30 a.m. – Ashton and I woke up early so we could run some errands before we go over to my aunt’s place for July 4th. I ate an English muffin and a banana for breakfast with some coffee.
10 a.m. – Ashton and I drive into Pensacola. We stop in TJ Maxx and I buy a cool picture frame for my room, a bag of quinoa puffs and two big bags for hauling groceries. $13.29
We go to Marshall’s and I buy some lotion I’m obsessed with, a beauty blender and an exfoliator scrub. $21.47
We then stop in one of my favorite places in the whole world—Fresh Market, and I buy groceries. I sip some coffee while shopping (that FM makes in-house), red lentil hummus, bell peppers, chickpea snacks, mushrooms, spring mix, strawberries, apples, bananas, peaches, parsley, mangoes, green beans, raspberry jam and whole-grain mustard. $50.56
12:30 p.m. – We get back to my parent’s house and head to my aunt’s house for hotdogs and hamburgers. We spend the afternoon there eating and having family time. Ashton and I have to drive back to Hattiesburg that night because he has to work in the morning.
5 p.m. – We mosey on back to the house. We don’t want to leave! We pack our things and head out.
7:30 p.m. – Get back to Hattiesburg and we stop at Jimmy John’s for dinner. Ashton pays.
Total spent: $85.32
8:30 a.m. – Woke up and had coffee and eggs and toast for breakfast.
Went straight to Target for some items I forgot to get yesterday. I bought frozen shrimp, tomatoes, cucumber, flatbreads, natural pasta sauce, sugar, shredded cheese, a desk calendar for work and three other items. $40.42
11:30 a.m. – I went ahead and made some garlic butter green beans for the week. I thaw out some vegetarian lasagna that I’ve had in the freezer. I also make a veggie flatbread for lunch. I eat that with some chips and salsa. I check my bank account and see that our rent and water bill has gone through. $800.92 (I pay half of this, so $400.46)
2 p.m. – Head to work. It’s back to the daily grind.
6:30 p.m. – Ate vegetarian lasagna with green beans for dinner.
Total spent: $440.88
8 a.m. – Woke up and had toast and fruit for breakfast with coffee.
10 a.m. – I head to power yoga and sweat a lot!
11:15 a.m. – I come back and my mom texts me that’s she going to take $25 out of my account for yoga this month.
11:30 a.m. – I ate the rest of the flatbread with a salad for lunch, while I watch the news.
6:30 p.m. – I had shrimp, veggies and quinoa for dinner.
10:30 p.m. – I get home and go to bed early because I have to get up in the morning to get my car serviced after last weekend’s mini-breakdown.
Total spent: $25
8:30 a.m. – Spend two hours at the Chevy dealer waiting to get my car fixed. I bring my laptop, books and a cup of coffee.
10:30 a.m. – Great news! My car is fixed. Something was wrong with the engine, apparently. The repairs were under warranty so I didn’t have to pay anything. Phew!
10:45 a.m. – I decided to stop and get my car washed and cleaned the inside with the outdoor vacuums. $3
11 a.m. – I then stopped by the Shell station and filled up my tank. $20
11:30 a.m. – I get back to my apartment and start getting ready for work. I’m meeting a co-worker for lunch at our favorite Sushi place, Sake Cafe.
12:30 p.m. – Meet my coworker for lunch. We order hot green tea and I order a Bento Box, which a lunch special that includes different types of sushi, soup, salad and fried rice. Yum! $15.15
1:30 p.m. – I stop at CVS and grab a few items and a Starbucks iced coffee before work. $8.25
6:30 p.m. – Eat vegetarian lasagna with green beans for dinner again.
10:30 p.m. – Get home and Ashton comes over. We get hooked on BBC documentary about Africa and its wildlife.
Total spent: $46.40
9 a.m. – Wake up and have toast with some eggs and coffee for breakfast. My breakfast game has not been on point lately… I skip yoga because I stayed up too late last night. I lounge around and read for the rest of the morning.
12 p.m. – Eat leftovers for lunch and get ready for work. Today has been pretty mundane…
6:30 p.m. – I eat shrimp, veggies and quinoa for dinner.
Total spent: $0
8:30 a.m. – I wake up pretty early for a Saturday. It sometimes seems impossible to sleep in anymore! I make avocado toast with a fried egg on top for breakfast. I read and browse the web on my computer for most of the morning.
11:30 a.m. – Leave the apartment and head downtown. I stop by this cool pop-up antique shop, The Lucky Rabbit, that opens the first weekend of every month. I find a unique wooden sign for my bedroom and a birthday present for my mom. $41.20
12 p.m. – I head to my favorite coffee shop just a few block away. I order a brie grilled cheese, tomato and cucumber salad and a sweet tea for lunch. I eat upstairs in the loft and read for awhile. Such a relaxing day so far! $11.81
12:30 p.m. – I make my way back to the Lucky Rabbit. All through lunch, I was thinking about this clothing item that I tried on. Turns out that I still want it. The pop-up shop has select Free People items for 50 percent off! It’s insane, so I get this beautiful white blouse. $52.43 Guess who is broke until payday?
2 p.m. – I take a long nap and then read all afternoon. I read two or three books at a time and Saturdays is usually when I catch up on it all. Usually, it’s one fiction book and one or two inspirational books. I eat some chips and salsa for a snack.
5:30 p.m. – I eat the rest of my grilled cheese with a salad for dinner and watch The Longest Ride on HBO. I shed some tears. It’s been a long week.
7:30 p.m. – Ashton comes over and we watch TV before we head to the movies tonight to see the new Tarzan movie!
9:50 p.m. – We get to the movies and Ashton is generous enough to buy the tickets and popcorn, drinks and candy.
Total spent: $105.44
8:30 a.m. – I woke up and got ready for Bible study.
10:30 a.m. – Finish Bible study and decide not to go to church because I don’t feel well.
12 p.m. – I come home and have some leftovers for lunch and lay down for awhile.
2 p.m. – I go to the grocery store to grab a few items for the week. I’m going to go again when I get paid on Tuesday. I buy instant steel cut oats, chickpeas, black beans, baby carrots, bananas, 3 sweet potatoes, 4 apples and shredded mozzarella cheese. $16.22
2:30 p.m. – I spend the afternoon cleaning the apartment and washing my bed sheets and towels. I check my bank account and see that Southern Living magazine has charged me $21.50 for my subscription.
6 p.m. – Head to my hot yoga class and probably sweat more than I ever have in my life.
7:15 p.m. – Get back and take a hot shower. Make a sweet potato power bowl for dinner with black beans, chickpeas, avocado, cheese, cilantro and sour cream. I watch another movie on HBO.
Total spent: $37.72
Total spent this week: $740.76
Dining out: $35.21
What I’ve learned for the past four weeks: Considering that I had to pay rent this week, I think I did pretty well overall. I did splurge on some shopping items, but I don’t feel about it because I am saving money at the same time. I don’t believe we should spend out of our means, but we have to enjoy life a little ya’ll! One thing I should improve on is saving cash in a rainy day fund. It’s always smart to have some cash stowed away for emergencies or a spontaneous weekend trip. 🙂
Counting every cent throughout the week was challenging for me! Sometimes I would almost forget to add a charge here and there. But it was a great learning experience for me because I’m one of those people that try to justify every purchase I make. And sometimes, I know I shouldn’t buy an item just because it’s cute. So this series helped me get past those bad habits!
I hope this series encourages you to track your spending for at least one month!